YP - The Real Yellow PagesSM - helps you find the right local businesses to meet your specific needs. Search results are sorted by a combination of factors to give you a set of choices in response to your search criteria. “Preferred” listings, or those with featured website buttons, indicate YP advertisers who directly provide information about their businesses to help consumers make more informed buying decisions. YP advertisers receive higher placement in the default ordering of search results and may appear in sponsored listings on the top, side, or bottom of the search results page. The Home Depot is the world's largest home improvement specialty retailer, with stores in all 50 states, the District of Columbia, Puerto Rico, U.S. Virgin Islands, Guam, 10 Canadian provinces, and Mexico.
Once you claim your business, you will have access to a powerful dashboard where you can edit the information on this listing. Our founders’ vision of one-stop shopping for the do-it-yourselfer came to fruition when they opened the first two Home Depot stores on June 22, 1979, in Atlanta, Georgia. The first stores, at around 60,000 square feet each, were cavernous warehouses that dwarfed the competition and stocked 25,000 products, much more than the average hardware store at that time. At our Dallas, TX showroom you'll have access to the most extensive collection of products and brands.
Nearby stores
So, if you’re thinking about changing the decor in your home or office, stop in and speak with our experienced team of professionals. Completing the CAPTCHA proves you are a human and gives you temporary access to the web property.
YP - The Real Yellow PagesSM - helps you find the right local businesses to meet your specific needs. Search results are sorted by a combination of factors to give you a set of choices in response to your search criteria. “Preferred” listings, or those with featured website buttons, indicate YP advertisers who directly provide information about their businesses to help consumers make more informed buying decisions. YP advertisers receive higher placement in the default ordering of search results and may appear in sponsored listings on the top, side, or bottom of the search results page. The Home Depot is the world's largest home improvement specialty retailer, with stores in all 50 states, the District of Columbia, Puerto Rico, U.S. Virgin Islands, Guam, 10 Canadian provinces, and Mexico.
Once you claim your business, you will have access to a powerful dashboard where you can edit the information on this listing. Our founders’ vision of one-stop shopping for the do-it-yourselfer came to fruition when they opened the first two Home Depot stores on June 22, 1979, in Atlanta, Georgia. The first stores, at around 60,000 square feet each, were cavernous warehouses that dwarfed the competition and stocked 25,000 products, much more than the average hardware store at that time. At our Dallas, TX showroom you'll have access to the most extensive collection of products and brands.
Businesses
So, if you’re thinking about changing the decor in your home or office, stop in and speak with our experienced team of professionals. Completing the CAPTCHA proves you are a human and gives you temporary access to the web property.
Grant sizes range from $500 to $50,000 and can be applied toward mortgage closing costs, mortgage rate reductions, and down payments on a home. Any home purchased with funds from the Home Sweet Home Hillsborough Program must serve as the applicants’ primary residence and fall within the maximum purchase price limit of the $283,348. This price must include everything paid by the buyer or on the buyer's behalf. Eligible property types include new or existing one- to four-unit detached or attached homes, condos, and townhomes. Buyers are also required to occupy the property within 60 days of closing. Down payment assistance programs are loans first-time buyers use to make their down payment instead of using cash.
For more information, see the links to the Application and Multi-Family handbook on the Rental Program page. The household income is considered for ALL borrower, spouses, and anyone 18 years or older. FHA.com is a privately owned website, is not a government agency, and does not make loans. The most recognized 3.5% down payment mortgage in the country.
Which loan is best for first-time home buyers?
This program allows for much higher borrower income limits. First Time Home Buyer hasn't owned a primary residence in past 3 years. Non purchasing spouse is not required to be a first time home buyer.
Florida Assist version is a $10,000 silent second mortgage deferred payment at 0% interest. This $10,000 must be repaid when the property sells, is refinanced, rented out or when the Mortgagor leaves the property for any reason. Florida HLP version is a $10,000 - monthly repayable 2nd mortgage low interest loan. The remaining balance of this mortgage must be repaid when the property sells, is refinanced, rented out or when the Mortgagor leaves the property for any reason. No Prepayment Penalty Fee if 1st mortgage loan is paid out early.
Escambia County Down Payment and Closing Cost Assistance
VA loans offer 100% financing for buyers with a 620 minimum FICO score. Home buyers can use VA loans to purchase any residential property in the United States. We applied with other lenders but had been turned down, but Smart mortgage worked with us so we can have our dream home! Our lender Jon, walked us through the process and was very helpful in answering questions promptly.
DOWN PAYMENT ASSISTANCE – 5 year forgivable, 0.00% second mortgage, up to $15,000. The second mortgage is forgiven 20% each year and must be repaid when the first mortgage is refinanced, sale, short-sale, foreclosure or if the borrower ceases to live in the property. After the fifth year the second mortgage is completely forgiven. The First-Time Home Buyer Tax Credit Act is working its way through Congress. The first-time buyer program would refund up to $15,000 in tax liability to first-time home buyers retroactively to December 31, 2020. Deferred mortgages are available for up to $25,0000 via municipal governments and local foundations.
Forgivable Mortgages
I would definitely recommend Patty to family and friends, and look to work with her again in the future. The FHA Loan is the type of mortgage most commonly used by first-time homebuyers and there's plenty of good reasons why. FHA.com's compilation is not a complete list, but it can serve as a starting point in your search for the down payment assistance program or grant for your situation. It is up to the consumer to contact these entities and find out the specifics of each program.
The property must remain the principle residence of the homebuyer for entire lien period . Generally the lesser of $424,100 or maximum loan amounts permitted by HUD. Buyer education required by HUD approved agency (online or in-person). Receive $10,000 differed second mortgage, payable when property is refinanced, sold, paid off or Resident/Mortgagor ceases to live there. Borrowers are permitted a reimbursement of prepaids and reimbursement of overage of earnest money deposit to the extent any minimum contribution has been satisfied and permitted by FNMA guidelines. FHA version of program includes ALL income of Household whether or not all the residents are on the actual mortgage.
The Down Payment Assistance loan is immediately repaid if the homebuyer sells the home, transfers ownership, satisfies or refinances the first mortgage, or ceases to occupy the home. NO mortgage insurance for Borrower with this Conventional loan program. This program has income limits of 100% of the HUD Median Income for Low to Moderate HUD Tract Income Level and 80% of the Income Tract Level if tract is not in Low to Moderate Income level. No Lender Origination Fee can be charged in Closing Costs for this special Hometown Heroes mortgage loan program. This second mortgage loan is NOT forgivable and must be repaid when the property is eventually sold. If you think you qualify for any of the programs listed based upon the criteria above, contact a participating loan officer to get pre-approved for a mortgage.
For every year the Buyer physically lives in the home, the "silent second" mortgage is forgiven at a rate of 20%. Bankruptcies discharged over 2 years or Foreclosures older than 3 years, minimum 2 trade lines with no late's in last 12 months, No NSF's in last 6 months. First and second mortgage Doc Stamps ARE Exempt on this program.
Housing and Community Development
2) A portion may be claimed with each paycheck by filing a revised W-4 form with the employer adjusting federal income tax withholding. Another added bonus - this MCC program may be used with one of the first mortgage programs listed above that offer down payment and closing cost assistance. The Mortgage Credit Certificate program will have the strictest eligibility requirements so those must be followed in order to be combined with the program first mortgage.
No monthly mortgage payments for the "silent second" mortgage. ALL Household income will be counted and must be below Palm Beach county income limits. All income in house must be counted, not just qualifying income. The assistance funds are made up of down payment, closing costs and rehabilitation assistance. HUD Approved Buyers Education classes are NOT allowed to be used for this down payment assistance program. The FL Assist offers a 30 year, 0% fixed rate, deferred but accelerated upon any of the following - the sale, transfer or other disposition of the property , The FL Assist must be repaid.
This program lets buyers get a single loan with just one closing. NO mortgage insurance for Borrower with this Conventional style program. Homes that cost more than $250,000 would require the difference to be paid in cash at settlement. Benefit-under-served counties and those high cost Florida counties included.
Check out consumer USDA options, FHA loans and our Bad credit home loan options. The Down Payment Assistance program provides a second mortgage loan to eligible home buyers to help them with down payment and closing costs. With their Home Ownership Program, the Housing Finance Authority of Manatee County offers homebuyers down payment assistance. In addition to a first mortgage, the program gives borrowers the chance to cover the down payment and/or closing costs as well. The information contained on this site including down payment assistance programs, grants, awards, limits, and restrictions are deemed to be accurate at the time of writing.
It helps first time homebuyers and renters find and maintain a home. There are also programs for people facing foreclosure or who need help with repairing their homes. Buyers can also use theHomePath Ready Buyer programand receive a 3 percent cash contribution toward the mortgage closing costs. You don’t need 20% down to buy a home, and dozens of first-time buyer programs can make buying your first home more accessible.
Income must be supported by paystubs and 2 year history of continuous employment. Co-Signers cannot be used for FHLMC Conventional version of the program. 8 hour face-to face or online HUD approved Mortgage Counseling course required or HUD approved Home Buyers Education course. Borrower may have a NON-FHA ownership interest in other property under certain conditions).
The property must remain the principle residence of the homebuyer for entire lien period . Generally the lesser of $424,100 or maximum loan amounts permitted by HUD. Buyer education required by HUD approved agency (online or in-person). Receive $10,000 differed second mortgage, payable when property is refinanced, sold, paid off or Resident/Mortgagor ceases to live there. Borrowers are permitted a reimbursement of prepaids and reimbursement of overage of earnest money deposit to the extent any minimum contribution has been satisfied and permitted by FNMA guidelines. FHA version of program includes ALL income of Household whether or not all the residents are on the actual mortgage.
Co-Signors/Non-occupying Co-Borrowers allowed if related by blood, marriage or law and Agency guidelines. 49.99% debt to income ratio or less or whatever Automated Underwriting will approve. Minimum middle FICO score at least 700 or whatever Automated Underwriting will approve. Purchase only, no construction to permanent loans - no investment properties. 1 unit only - Single Family Residence, Townhouses, Manufactured and Mobile homes allowed. The program is available to anyone who can qualify for a Fannie Mae Conventional Loan.
First Time Home Buyer
State and local governments sanction most DPA programs. Government researchshows that giving first-time buyers cash grants of $10,000 increases homeownership rates by 34 percent. It follows, then, that Congress recently introducednine bills promoting grants and tax creditsfor first-time home buyers, including the LIFT Act. Our home buyer grant team is celebrating its 25th year in business. Our experience allows for consumer mortgage confidence especially with Hillsborough County, FL first time home buyers. We navigate consumers through the mortgage process, explain options and find what choice works best for you.
If Census Tract has a 50.01% Minority population, there is NO income limit. 2-years of Federal Tax returns required for Self-Employed, income will be averaged over two year period. Either FHA or Conventional Versions of program, Borrowers must be employed full time with 2 years continuous . For Veterans and Active Military, Military Certificate of Eligibility not required for this program, only DD214 Discharge paperwork to prove discharge status. Pertaining to Military ONLY, does NOT have to be First Time Home Buyer, Spouse does NOT have to be a First Time Home Buyer if Spouse is NOT on the loan.
Hardest Hit Fund Down Payment Assistance
Governments love them because forgivable mortgages boost homeownership, neighborhood, and community investment — the three pillars of a robust municipal economy. Buyers with high credit scores get significant adjustments, too. To search for housing grants available in your area, visit your municipality website, search for “housing assistance” or “housing grants,” and review the program requirements. The HFA currently has bond capacity available to provide financing for the development of rental properties, which meet certain income and rent restrictions.
For every year the Buyer physically lives in the home, the "silent second" mortgage is forgiven at a rate of 20%. Bankruptcies discharged over 2 years or Foreclosures older than 3 years, minimum 2 trade lines with no late's in last 12 months, No NSF's in last 6 months. First and second mortgage Doc Stamps ARE Exempt on this program.
SEE YOUR CREDIT SCORES From All 3 Bureaus
For detailed information about the program, click here. Smart Mortgage Centers, Inc. holds the highest 5 star ratings with Google, Yelp, Bing and Facebook. A+ Accredited with the Better Business Bureau we supply our clients with one on one customer service from start to finish. Work with the highest rated and reviewed local Mortgage Company in your area.
Borrower can use 3% their own funds if their credit scores are lower than 640 middle FICO to satisfy the No Mortgage Insurance exemption. HUD Approved Buyers Education classes are not allowed to be used for this down payment assistance program. The program is available to anyone who can qualify for a Fannie Mae Conventional Loan and has 700 FICO middle credit score. This Down Payment Assistance is repaid if the following conditions occur. The MCC could save you THOUSANDS of dollars by reducing the amount of federal income tax you owe. The MCC is not down payment assistance but rather a dollar-for-dollar reduction in your federal tax liability.
Finance 105% Combined Loan To Value of the purchase price using a 97% First Mortgage and up to 8% Second mortgage. FICO credit scores used to determine credit score Eligibility, NOT FICO-8. Non-Purchasing Spouse does NOT required to qualify as a first-time homebuyer.
Closing cost assistance programs are home buyer stimulus plans that pay up to 100% of a buyer’s purchase closing costs, including title expenses, transfer taxes, and mortgage fees. Down payment assistance programs and/or grants were researched by the team at FHA.com. Please note that all programs listed on this website may involve a second mortgage with payments that are forgiven, deferred, or subsidized in some manner until resale of the mortgaged property. Cosigners permitted for FHA loans under very specific conditions. A Co-Signors income is not considered for program purposes, tax returns/transcripts are not required and Consignor’s do not sign any program documents. Eligible buyers get mortgage rate discounts up to 2 percentage points below standard 30-year fixed-rate mortgage rates, which boosts a buyer’s maximum purchase price by 22 percent.
For Conventional loans Minimum middle FICO Score 700 or whatever AUS will approve. For Hillsborough, City of Jacksonville, Brevard and Clay Counties, the down payment assistance comes in the form of up to a deferred $25,000 - low interest, fixed-rate second mortgage loan. The amount is determined by using 5% of the Loan amount up to $25,000 maximum.
2) A portion may be claimed with each paycheck by filing a revised W-4 form with the employer adjusting federal income tax withholding. Another added bonus - this MCC program may be used with one of the first mortgage programs listed above that offer down payment and closing cost assistance. The Mortgage Credit Certificate program will have the strictest eligibility requirements so those must be followed in order to be combined with the program first mortgage.
First Time Homebuyer Down Payment Assistance
Intangible Tax is not exempt on the first mortgage, but is exempt on the "silent second" mortgage. Interest is zero percent (0%) on the loan EXCEPT in the case of default, at which time the remaining balance shall accrue interest at five percent (5%). The actual amount of repair assistance will be based upon the actual repair costs as determined by obtaining three bids. A clear Wood Destroying Organism Report is required prior to closing. Liquid assets (savings, checking, CD’s, treasury bonds, money market, savings bonds, etc.) that exceed $4,000.00 must be applied towards the purchase of the home. Borrowers 1003 income must be below 115% of the HUD Area Median Income, adjusted for family size where the house is located.
Victor earned his CFSP designation in 2005, from the Academy of Professional Funeral Service Practice. He is currently the Treasurer and active member of the Rotary Club of Williston Park and the Williston Park Chamber of Commerce. Victor is dedicated to his two four-legged canine daughters, Serenity & June. This is the fee for the services the funeral home will provide during a graveside service. This is generally required if you will be needing any assistance from the staff for the service. This is the fee for the services the funeral home will provide during a visitation or viewing.
James gave the family time to privately grieve and helped with providing support to the young members of the family. Everything was done perfectly and my mother’s wake was comforting to all family members and friends. The ladies at the front desk are very kind and professional. The funeral home is extremely clean and comfortable. They went above and beyond to make sure all our needs and comforts were attended to. Thank you James and all the wonderful staff at Thomas F. Dalton Funeral Home in Floral Park.
Floral Park, New Hyde Park, Williston Park Staff
Patti Perri has been with Thomas F. Dalton Funeral Homes since 2006. She has been an integral part of making sure everything runs smoothly and precisely. Patti proudly assists the funeral directors daily with the paper and computer work. She continues to be the ‘right arm’ of, not only the directors but the managing partner.
She graduated Cum Laude from Nassau Community College with an AAS in Mortuary Science. Aside from spending time with her family and her fur babies, she enjoys playing on a pool league, attending Yankee games, music and gardening. Erica's artistic abilities and empathetic personality make her a significant addition to our team.
Thomas F. Dalton Funeral Homes
The Funeral Finder flower shop offers a wide selection of wreaths, sprays, and plants designed to fit any budget. Each arrangement is guaranteed to be handcrafted and delivered fresh by a reputable local florist. James has been a New York State licensed funeral director since 2009. He holds an AAS in Mortuary Science from Nassau Community College.
He has been with Thomas F. Dalton Funeral Homes since February 2008, when he started as an Ambassador to the funeral home. In June 2008, James began his residency with Dalton Funeral Homes. In June of 2009, he was hired as a licensed funeral director with Dalton Funeral Homes and was promoted to manager of the Floral Park office in 2017. James was born and raised in Floral Park, but has since moved to Hicksville with his wife Christina, two sons Michael and Dustin and his fur babies Maximillian and Ebony. Outside of his professional life, James enjoys spending time with his family, reading, drawing, cooking and family nights around the fire-pit. Victor J. LoGiudice CFSP, Managing Partner – Victor has been a New York State licensed funeral director for 18 years.
Funeral Home Obituaries
Receive obituaries from the city or cities of your choice. Of these services, do not hesitate to contact them & ask for Victor. Ever Loved's funeral marketplace makes it easy to purchase caskets, urns and more directly from independent sellers at great prices. This is the fee for the funeral home to come pick up your loved one and bring him/her to the funeral home for preparation.
Thomas F. Dalton Funeral Home provides funeral and cremation services to families of Floral Park, New York and the surrounding area. When you are interested in preplanning your memorial, you can be sure your legacy will be secured and that you can have peace of mind. We give back to our community at every opportunity and are honored to serve our first responders, veterans and clergy members.
Grief Support
This is the fee for the services the funeral home will provide during a funeral or memorial service. This is generally required if you would like to hold the service at the funeral home or if you will be needing any assistance from the staff for the service. If you use a smartphone, you can also use the drawer menu of the browser you are using.
The space is handicap accessible and offers ample parking. The safety and well-being of our families, community, and employees is our top priority. We are proudly providing Live Streaming Services. Nationwide Gravesite Locator - searchable government website to locate the graves of veterans and/or their family members. Hyper local guide to Long Island funeral businesses, resources and information. Make sure relatives of Richard Thomas Teleski know they have sympathy messages here.
Compare burial and cremation costs to other local funeral providers.
Thank you Stephanie for everything you did and for showing such compassion and care. Words cannot express what it meant to my family. This is the cost to purchase a burial vault from the funeral home. A burial vault is required for most cemeteries, but you may choose to purchase one online or elsewhere, if you'd wish. Have flowers from a local florist delivered to an upcoming service. They made the entire process smooth and comfortable from beginning to end.
Thomas F Dalton Funeral Homes company profile in Floral Park, NY. Our free company profile report for Thomas F Dalton Funeral Homes includes business information such as ... Authorize the publication of the original written obituary with the accompanying photo. We are sorry, but your computer or network may be sending automated queries. To protect our site, we cannot process your request right now. If you are in need of enterprise level search, please consider signing up for a Bizapedia Pro Search account as described on this page. He has over 40 years of service to the vocation and ministry of funeral service.
This is the fee to transport your loved one from the funeral home to funeral events in a hearse. Our facilities are comfortable and inviting with cream colors and earth tones. There is custom lighting so the facility feels bright and welcoming. Designer rugs, and nice restrooms because every detail is important to us and the families we serve.
Thank you Stephanie for everything you did and for showing such compassion and care. Words cannot express what it meant to my family. This is the cost to purchase a burial vault from the funeral home. A burial vault is required for most cemeteries, but you may choose to purchase one online or elsewhere, if you'd wish. Have flowers from a local florist delivered to an upcoming service. They made the entire process smooth and comfortable from beginning to end.
Add your memorial or rememberance
The Funeral Finder flower shop offers a wide selection of wreaths, sprays, and plants designed to fit any budget. Each arrangement is guaranteed to be handcrafted and delivered fresh by a reputable local florist. James has been a New York State licensed funeral director since 2009. He holds an AAS in Mortuary Science from Nassau Community College.
Victor earned his CFSP designation in 2005, from the Academy of Professional Funeral Service Practice. He is currently the Treasurer and active member of the Rotary Club of Williston Park and the Williston Park Chamber of Commerce. Victor is dedicated to his two four-legged canine daughters, Serenity & June. This is the fee for the services the funeral home will provide during a graveside service. This is generally required if you will be needing any assistance from the staff for the service. This is the fee for the services the funeral home will provide during a visitation or viewing.
About Thomas F. Dalton Funeral Homes
He holds an AAS in Mortuary Science from Nassau Community College, a BA from The State University of New York at Stony Brook and an MA from Long Island University - CW Post. Prior to joining the team of Dalton Funeral Homes in 2005, Victor was on the faculty of the Mortuary Science Department at Nassau Community College. He also owned and operated his own funeral service until 2009.
Each facility can accommodate three funerals at once with privacy for each family, and offers an extensive selection room. We offer complimentary WiFi and have installed new TVs in the chapel to play video tributes. Each facility can accommodate three funerals at once and offers extensive selection rooms. ENTERPRISE ACCESS Your entire office will be able to use your search subscription. RECAPTCHA FREE SEARCHING While logged in and authenticated, you will not be asked to solve any complicated Recaptcha V2 challenges.
Obituaries of Thomas F Dalton Funeral Homes
— When my mother passed away a few weeks ago Dalton took over and relieved me of so many burdens. Everyone was kind and her services were handled with dignity and compassion. Find a Grave - privately run website offering a searchable national database of thousands of grave sites. FloristOne offers same day delivery from local florists.
Leave a sympathy message to the family on the memorial page of Richard Thomas Teleski to pay them a last tribute. See reviews, photos, directions, phone numbers and more for daltons funeral home locations in floral park, ny. Thomas f dalton funeral homes, floral park, ny. Search for other funeral directors in floral park on the real yellow pages®. She has been a New York State licensed funeral director since 2007 and holds an AAS in Mortuary Science from Nassau Community College.
Then, use free funeral planning tools to organize the best service for your loved one. Dalton funeral homes offers a variety of funeral services, from traditional funerals to competitively priced cremations, serving floral park, ny and the surrounding communities. Compare burial and cremation costs to other local funeral providers. It was disclosed on january 12th, 2018 that chester i dr jordan passed away in durham, north carolina. It was reported on april 1st, 2018 that mary l desetto perished in palm harbor, florida.send flowers to share your condolences and honor mary l's life. The registered agent on file for this company is timothy j dalton and is located at 58 daisy ave, floral park, ny 11001.
Thomas F. Dalton Funeral Home provides funeral and cremation services to families of Floral Park, New York and the surrounding area. When you are interested in preplanning your memorial, you can be sure your legacy will be secured and that you can have peace of mind. We give back to our community at every opportunity and are honored to serve our first responders, veterans and clergy members.
Thomas F Dalton Funeral Homes, Floral Park, NY
Patti Perri has been with Thomas F. Dalton Funeral Homes since 2006. She has been an integral part of making sure everything runs smoothly and precisely. Patti proudly assists the funeral directors daily with the paper and computer work. She continues to be the ‘right arm’ of, not only the directors but the managing partner.
Would you like to offer Richard Thomas Teleski’s loved ones a condolence message? She began her time with us as a Part Time greeter, but we all saw the many talents that she possesses, and hired her as our full time receptionist. She now assists me with our Hospitality initiative for our families and special projects for the funeral home and in our communities. Her smile and gentle demeanor help the families we serve and help all of us to get through the day. Stephanie was amazing and was so thorough helping with the hard decisions that needed to be made at a very emotional, difficult time.
